With Donald Trump returning to office in 2025, workers’ compensation benefits may undergo significant changes. Based on his previous administration, injured workers and employers should prepare for shifts in policies, regulations, and benefit access. Knowing what to expect and how to protect yourself will be essential.
Possible changes to workers’ compensation
Trump’s administration will likely focus on reducing rules for businesses, which could affect workers’ compensation laws. States might adopt employer-friendly policies, leading to stricter requirements for claims, which may make it so workers may face tougher standards to qualify for benefits.
Additionally, compensation for lost wages and medical bills could decrease in some states, making recovery more challenging, and changes to healthcare policies might limit access to affordable treatment, causing longer wait times for injured workers.
Workplace safety under less oversight
Workplace safety could take a backseat as efforts to reduce regulations increase. Fewer inspections and penalties from the Occupational Safety and Health Administration (OSHA) may result in more workplace injuries, putting additional pressure on the workers’ compensation system.
How to protect your rights
If you’re an employee, taking proactive steps can help you handle these changes:
- Keep thorough records: If you’re injured at work, document the incident, medical treatments, and communication with your employer.
- Report injuries right away: Filing your claim quickly ensures it gets the attention it deserves and moves through the system efficiently.
- Get legal advice: A workers’ compensation attorney can explain your rights, help gather evidence, and address any disputes with insurance companies.
For employers, focusing on workplace safety is critical to reducing claims and risks. Staying compliant with existing laws and communicating openly with employees can also build trust and minimize issues.
As workers’ compensation policies shift, staying informed and taking action will help protect your rights and benefits.